Delivering SolutionsThat Shape Your Future
Where Reliabilty Meets Results
Teach
Imparts knowledge as to how to do something
MFS teaching is conducted free online
Group sessions can be conducted on-site at an agreed fee.
Train
Training is to illustrate what to do with the new knowledge acquired and to develop knowledge and competencies
Training is conducted in a group format, and a fee is applied for participation
Guide
Guiding is to create a path to follow to gain best results
This agreed in an individual consultation session for a fee as agreed
Mentor
mentoring is when someone shares their knowledge, skills, and experience with another person to help them progress to boost growth and success
This is done on a personalised basis requiring a longer-term, involvement
Book a personal consultation
Book a personal consultation
Personalised Guidance To Build Financial Confidence
Empowering You To Take
Control of Your Financial Future
At My Fair Share, we offer tools and guidance that are easy to follow, making even the most complex financial concepts accessible to everyone. We aim to educate and empower you while demystifying wealth creation, debt reduction, and self-funding financial planning. We achieve this through thoughtfully crafted programs and personalised mentorship. My Fair Share’s offerings are designed to cater to a diverse clientele, addressing both personal and professional financial needs. The company’s services are as innovative as they are comprehensive.
Personalised Guidance To Build Financial Confidence
Empowering You To Take
Control of Your Financial Future
At My Fair Share, we offer tools and guidance that are easy to follow, making even the most complex financial concepts accessible to everyone. We aim to educate and empower you while demystifying wealth creation, debt reduction, and self-funding financial planning. We achieve this through thoughtfully crafted programs and personalised mentorship. My Fair Share’s offerings are designed to cater to a diverse clientele, addressing both personal and professional financial needs. The company’s services are as innovative as they are comprehensive.
WHAT WE DO
Explore Our Products And Services
Below is an in-depth look at what My Fair Share brings to the table:
Services
Knowledge Resources and Education
Financial Learning Made Accessible
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- Complimentary Online Resources: Providing practical tools such as budgeting templates and informative articles.
- Workshops and Tutorials: Hosting sessions to educate individuals and businesses on key financial concepts and best practices to manage budgets and debts with the purpose of creating wealth ultimately.
- Community Outreach: Using social platforms to share valuable insights, tips, and strategies that make finance approachable for everyone.
Financial Education Programs
Understand the basics and beyond
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- Learn to budget effectively and control spending habits.
- Discover how to reduce debt significantly.
- Master the principles of creating sustainable wealth.
- Develop strategies to achieve financial independence.
- Live with purpose. Live in balance. Because life is about more than just money.
Passive Wealth-Building Tools
We give you actionable steps
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- Creating passive income streams using property investments, dividend-paying stocks and interest-bearing accounts.
- Investing in collaborative community-driven ventures.
- Exploring low-cost opportunities to earn recurring income with minimal risk.
Personalized Financial Mentorship
One-on-One Mentorship with Deon Hattingh
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- Developing a customised plan for self-funding insurance and investments.
- Navigating and overcoming specific financial challenges. Using a budget
- Establishing clarity on consolidating debt while prioritising savings and future needs.
Community-Centric Initiatives
Join initiatives designed to help communities thrive
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- An open hand is both a giver and a receiver
- Participate in workshops focused on financial literacy.
- Get involved in projects that reinvigorate local economies and foster collective growth.
Enquire About Any Of The Services
Solutions
Self-Funding Insurance
Create a Wealth fund to pay premiums in the future
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- Start your program by restructuring your current home and motor insurance to create savings
- Open a personal, dedicated Wealth fund account with a financial institution and bank monthly savings
- Increase monthly savings by adjusting or reducing transferred risks annually to achieve fulfilment by a target date
- Keep account liquid to pay uninsured risk, excesses and co-payments. This account can also be used as an emergency fund
- Medical and life insurance increases exceed inflation rates and can be added to this program to cover future premiums, in part or in full
Business Financial Solutions
Strategic Support for Business Growth
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- Business Turnaround Services: Identifying root causes of financial struggles and implementing effective strategies to restore profitability.
- Marketing and Client Retention Strategies: Enhancing customer engagement and loyalty through innovative approaches.
- New Product Development: Supporting businesses in diversifying their offerings to meet market demands effectively.
- Join or start a Christian Business Network to promote your business, obtain referrals and help others and the community grow.
Retirement and Legacy Planning
Plan with long-term security in mind
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- Explore tax-efficient methods to build and preserve wealth. Use of wills and trust dispensations is important
- Ensure your estate planning aligns with your vision for future generations.
- Create a strategy for passing on generational wealth with accountability and transparency.
- Business owners must investigate the best ways of disposing of the business assets, obligations or shares in the business if a part owner, and add proceeds to their estates. Succession plans and signed agreements are critical and may even include writing a Business Will for clarity.
Insurance and Risk Management
Simplifying the Insurance Journey
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- Identify the most cost-effective and comprehensive insurance solutions tailored to exacting needs.
- Risk Management Tools: Offering innovative e-solutions for assessing and managing risks in individual and business settings
Holistic Financial Planning for Individuals
Personalised Financial Planning for Individuals
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- Wealth Creation: Helping clients build and grow their financial assets through strategic investment advice.
- Tax Efficiency: Assisting clients in minimising tax liabilities while adhering to legal requirements.
- Retirement Planning: Crafting customised retirement strategies that ensure financial stability in the later stages of life for all local and international assets.
- Estate Planning: Crafting solutions for individuals and business owners to properly dispense with their wealth legacy in the most desired and tax-efficient way
- Budgeting Support: Transforming overwhelming financial situations into manageable plans, empowering clients to regain control over their finances.
- Medical aid is an often overlooked yet critical aspect of personal finance. My Fair Share guides clients in selecting appropriate medical aid plans, ensuring they receive the right coverage at an affordable cost and investigates Gap cover and medical insurance alternatives.
Enquire About Any Of The Solutions
WHAT WE DO
Explore Our Products And Services
Below is an in-depth look at what My Fair Share brings to the table:
Services
Solutions
Knowledge Resources and Education
Financial Learning Made Accessible
Self-Funding Insurance
Create a Wealth fund to pay premiums in the future
Financial Education Programs
Understand the basics and beyond
Business Financial Solutions
Strategic Support for Business Growth
Passive Wealth-Building Tools
We give you actionable steps
Retirement and Legacy Planning
Plan with long-term security in mind
Personalized Financial Mentorship
One-on-One Mentorship with Deon Hattingh
Insurance and Risk Management
Simplifying the Insurance Journey
Community-Centric Initiatives
Join initiatives designed to help communities thrive
Holistic Financial Planning for Individuals
Personalised Financial Planning for Individuals and Business Owners
The Unique Power of Community in Combating Debt
There’s a saying that “it takes a village to raise a child,” but in truth, the same applies to gaining financial freedom. Progress happens faster when communities work together. This does not mean that others take responsibility for your debt. Rather, it means creating an environment where community members uplift and motivate each other toward financial empowerment.
Fostering A Balanced Life
Wealth without health or relationships isn’t truly wealth. Similarly, debt-free status alone means little if it leaves you emotionally spent or purpose-starved. True financial empowerment thrives when balanced by attention to your mental well-being, time for family and friendships, and pursuits that fulfil your spiritual or emotional needs.
The Role of Values-Based Living in Financial Growth
A balanced life incorporates more than just keeping track of income and expenses. Strong personal values—often rooted in religion or spirituality—play a critical role in fostering the right mindset for escaping debt and building wealth. Why? Because they provide a moral compass and a sense of responsibility toward yourself, your family, and your community.
Following Sound Financial Advice – A Game Changer
Regardless of your motivation, navigating the financial landscape can be daunting. There are countless decisions to make—refinancing loans, timing markets, selecting insurance coverage—and plenty of pitfalls to avoid. Seeking sound financial advice should, therefore, be a central part of your debt and wealth-building story.
Creating Wealth, Not Just Paying The Bills
When we talk about getting out of debt, it’s not enough to simply break even. The true goal is to move beyond survival and enter a space where financial resources grow and enable freedom. What does wealth truly mean? It’s not just about bank balances or net worth—wealth is the capacity to thrive, seize opportunities, and create a safety net for your family, neighbours, and future generations.
The Foundation of Financial Freedom
A well-maintained budget is essential for getting out of debt, creating wealth, and achieving lasting financial security. It helps you track your cash flow, avoid unnecessary expenses, and allocate resources efficiently to meet your goals. But budgeting alone is not enough—success depends on disciplined budget control, where actions match the planning on paper.
A Path To Personal
And Community Flourishing
Debt often stands as one of the most crippling barriers to personal growth and family well-being. It can weigh on your shoulders, holding you back from achieving your dreams and limiting your potential. At the same time, the capacity to create wealth isn’t merely about accumulating money; it’s about building resources, opportunities, and security for yourself, your family, and even your community. When you combine personal financial empowerment with the betterment of your community and values rooted in a balanced, meaningful life, you unlock doors to a future filled with hope and abundance.
Yet, this isn’t just a solitary pursuit. Real, sustainable growth happens when individuals unite as part of an interconnected web of families, communities, and relationships. Building wealth and escaping financial burdens can—and should—go hand in hand with contributing to the improvement of your community, practising your religious or spiritual values, and fostering life balance. Together, these elements create a harmonious cycle that benefits not just you but everyone around you.
The Burden Of Debt
And Its Ripple Effects
Debt is more than just numbers on a statement—it’s a psychological weight. The stress of managing overwhelming debts can affect every area of your life, from your health to your relationships. When financial struggles dominate, they often cause anxiety, strain marriages, and prevent people from investing in their children’s upbringing or future. Beyond the individual, the ripple effects of debt extend to entire communities.
Consider a town where many residents are drowning in debt. Economic activity dwindles, local businesses struggle, and community projects that instil pride fall by the wayside. Suddenly, the burden of money problems isn’t just a personal issue—it’s a communal one.
Yet the reverse is also true. When individuals take control of their finances through effective strategies like budgeting and debt reduction, there’s a positive ripple effect. People start spending smarter, families enjoy more security, and communities grow stronger as people pull together.
The Win-Win Of Personal
And Community Growth
Financial freedom, rooted in budgeting, discipline, and sound guidance, does more than improve bank balances—it transforms lives. It creates space for both personal and collective growth, balancing tradition with innovation, and nurturing sustainable progress across households and communities.
When financial independence is paired with values-based living and a commitment to community upliftment, its impact becomes profound and enduring. Addressing debt and building wealth within this broader purpose ensures that growth is meaningful, purposeful, and sustainable.
Every intentional action—whether it’s mentoring a neighbour, contributing to a community initiative, or leading by example—adds to a richer, more unified society. As individuals thrive and support one another, families grow stronger, relationships deepen, and communities flourish.
Together, through shared purpose and collective empowerment, we build not just prosperity, but a lasting legacy—one that benefits everyone and echoes for generations to come.
A Path To Personal And Community Flourishing
Debt often stands as one of the most crippling barriers to personal growth and family well-being. It can weigh on your shoulders, holding you back from achieving your dreams and limiting your potential. At the same time, the capacity to create wealth isn’t merely about accumulating money; it’s about building resources, opportunities, and security for yourself, your family, and even your community. When you combine personal financial empowerment with the betterment of your community and values rooted in a balanced, meaningful life, you unlock doors to a future filled with hope and abundance.
Yet, this isn’t just a solitary pursuit. Real, sustainable growth happens when individuals unite as part of an interconnected web of families, communities, and relationships. Building wealth and escaping financial burdens can—and should—go hand in hand with contributing to the improvement of your community, practising your religious or spiritual values, and fostering life balance. Together, these elements create a harmonious cycle that benefits not just you but everyone around you.
The Burden Of Debt And Its Ripple Effects
Debt is more than just numbers on a statement—it’s a psychological weight. The stress of managing overwhelming debts can affect every area of your life, from your health to your relationships. When financial struggles dominate, they often cause anxiety, strain marriages, and prevent people from investing in their children’s upbringing or future. Beyond the individual, the ripple effects of debt extend to entire communities.
Consider a town where many residents are drowning in debt. Economic activity dwindles, local businesses struggle, and community projects that instil pride fall by the wayside. Suddenly, the burden of money problems isn’t just a personal issue—it’s a communal one.
Yet the reverse is also true. When individuals take control of their finances through effective strategies like budgeting and debt reduction, there’s a positive ripple effect. People start spending smarter, families enjoy more security, and communities grow stronger as people pull together.
The Win-Win Of Personal
And Community Growth
Financial freedom, rooted in budgeting, discipline, and sound guidance, does more than improve bank balances—it transforms lives. It creates space for both personal and collective growth, balancing tradition with innovation, and nurturing sustainable progress across households and communities.
When financial independence is paired with values-based living and a commitment to community upliftment, its impact becomes profound and enduring. Addressing debt and building wealth within this broader purpose ensures that growth is meaningful, purposeful, and sustainable.
Every intentional action—whether it’s mentoring a neighbour, contributing to a community initiative, or leading by example—adds to a richer, more unified society. As individuals thrive and support one another, families grow stronger, relationships deepen, and communities flourish.
Together, through shared purpose and collective empowerment, we build not just prosperity, but a lasting legacy—one that benefits everyone and echoes for generations to come.
The Unique Power of Community in Combating Debt
There’s a saying that “it takes a village to raise a child,” but in truth, the same applies to gaining financial freedom. Progress happens faster when communities work together. This does not mean that others take responsibility for your debt. Rather, it means creating an environment where community members uplift and motivate each other toward financial empowerment.
Establishing Accountability
Accountability is a powerful driver of change. Imagine being part of a community debt-reduction or wealth-creation group. Members commit to certain financial goals, whether it’s paying off a percentage of their debt or saving a particular amount each month. Regular meetings foster transparency and mutual encouragement, nudging everyone toward consistent progress.
Practicing Shared Learning
Communities often possess untapped reservoirs of knowledge and skills. For example, one community member might excel at budgeting, while another has learned tricks for building an emergency fund. Pooling this collective wisdom through workshops, social media groups, or casual gatherings enhances everyone’s ability to succeed.
Investing Back into the Community
Once financial burdens are lightened, the community as a whole benefits from reinvestment. This could mean supporting youth mentorship programs, backing local entrepreneurs, building parks, or even establishing cooperative savings schemes that multiply members’ financial resources.
If this interests you, feel free to contact us
Fostering A Balanced Life
Wealth without health or relationships isn’t truly wealth. Similarly, debt-free status alone means little if it leaves you emotionally spent or purpose-starved. True financial empowerment thrives when balanced by attention to your mental well-being, time for family and friendships, and pursuits that fulfil your spiritual or emotional needs.
Time with Loved Ones
Debt often feels like a thief—it robs you of the time you could otherwise spend with family. Paying down debt at the expense of meaningful relationships only delays happiness. Instead, set realistic financial goals that allow regular family connection while still working toward financial freedom.
Finding Purpose in Your Work
Whether your job is in financial services, education, construction, or any other sector, infusing your work with purpose enhances not just your enjoyment but also your financial motivation. Purpose helps you push through challenges, including the grind of budgeting and cutting costs.
Making Time for Self-Care
Financial discipline doesn’t mean denying yourself everything you enjoy. It’s about finding balance—allowing for small rewards and moments of leisure, so you maintain motivation over the long term. After all, well-being is foundational to making sound financial choices.
Including Your Community in the Balance
A balanced life isn’t isolated. Giving back to the people and places you care about grounds you, builds relationships, and reinforces your financial habits. Volunteering your skills, hosting town hall meetings on financial literacy, or supporting community gardens all create a ripple effect of well-being and sustainable growth.
If this interests you, feel free to contact us
Creating Wealth, Not Just Paying The Bills
When we talk about getting out of debt, it’s not enough to simply break even. The true goal is to move beyond survival and enter a space where financial resources grow and enable freedom. What does wealth truly mean? It’s not just about bank balances or net worth—wealth is the capacity to thrive, seize opportunities, and create a safety net for your family, neighbours, and future generations.
Start with a Budget
The first step to financial freedom is creating a clear and honest budget. This means assessing:
- Your total income
- Fixed expenses like rent and utilities
- Variable expenses like groceries and entertainment
- Debt obligations
Tracking and proportioning these correctly and systematically will illuminate areas for cuts, correction and savings.
Employ the 80/20 Rule
Allocate 20% of your income toward paying down debts or investing in opportunities that grow your assets. Manage the remaining 80% consciously—ensuring necessities are met while keeping discretionary spending low.
Automate Savings
Small, gradual steps often lead to profound results. Automating even a modest monthly transfer into a savings account establishes momentum. Over time, you build a cushion for emergencies or long-term investments.
Earn Within the Community
Community-driven opportunities like co-op businesses, local investments, or shared gardens allow members to thrive together. By circulating money within the community, growth multiplies for everyone involved.
Build an Emergency Fund First
Before you tackle long-term wealth creation, an emergency fund is critical. Start modestly—perhaps enough to cover one month of expenses—and gradually aim for three to six months. This acts as your safety net.
Experiment with Tools and Education
Many online and community-based tools, including webinars or personal finance workshops, can bolster your understanding of financial tactics. Similarly, mentorship can offer invaluable personalised guidance.
If this interests you, feel free to contact us
The Foundation of Financial Freedom
A well-maintained budget is essential for getting out of debt, creating wealth, and achieving lasting financial security. It helps you track your cash flow, avoid unnecessary expenses, and allocate resources efficiently to meet your goals. But budgeting alone is not enough—success depends on disciplined budget control, where actions match the planning on paper.
Why Budgeting Matters For You And Your Community
Budgeting is an individual habit, but its effects extend far beyond one person. Imagine a family unit where everyone understands the value of every rand or dollar. That household will make more conscious spending choices, avoid unnecessary debt, and, over time, save money to invest in their education, home, or business. Now, take that logic to a neighbourhood level. When families follow sound budgeting practices, the local economy thrives. People shop responsibly, reduce reliance on aid programs, and contribute to community projects.
The ripple effect doesn’t stop there. By adopting budgeting practices yourself, you set an example for your social circles and inspire others to take control of their finances. A community unified by sound financial habits becomes a resilient, opportunity-filled place to live.
Steps to Build An Effective Budget
Track Your Income and Expenses – The first step is understanding where your money comes from and where it goes. Record every transaction for at least one month, whether it’s groceries, fuel, or entertainment. This visibility is eye-opening.
Categorize Your Spending – Divide your expenses into necessities (like rent, utilities, and food), discretionary spending (like subscriptions or dining out), and debt payments.
Set Clear Goals – Whether the goal is to pay down a specific loan, cut spending by 10%, or save for your children’s education, make it specific, measurable, and time-bound.
Create a Spending Plan – Allocate your income strategically across expenses, debt, and savings. This is the “blueprint” for your financial decisions throughout the month.
Build an Emergency Fund – Before you start investing or creating wealth, focus on securing at least three months’ worth of living expenses. This ensures you don’t slide back into debt when unexpected events arise.
The Power of Real Budget Control
Budget control is simply staying true to your budget. It requires disciplined communication (especially in families) and often involves saying “no” to immediate gratification. Tools like budget tracking apps or physical envelopes for spending categories (a method known as the envelope budgeting system) can be lifesavers in maintaining this control.
When budget control is practised consistently, the results compound over time. You not only meet your financial goals but also discover room to give back and invest in broader community priorities.
Creating Wealth, Not Just Paying the Bills
When we talk about getting out of debt, it’s not enough to simply break even. The true goal is to move beyond surviving and enter a space where financial resources grow, enabling security and freedom.
What does wealth mean? It’s not just about money—it’s about opportunities and resilience. Wealth creation shifts your focus from living paycheck to paycheck to building a stronger foundation for yourself, your family, and even your community. Importantly, wealth allows you to give back, ensuring that others benefit from your growth.
How Budgeting Fuels Wealth Creation
Budgeting and wealth creation are deeply interconnected. By saving even small amounts consistently—thanks to budget control—you develop the seed capital for investments or entrepreneurial ventures. Budgeting inspires disciplined financial habits, which prevent you from squandering wealth once you’ve built it.
Steps to Build an Effective Budget
1. Automate Your Savings – By automatically transferring a set percentage of your income into a savings or investment account, you create regular, pain-free progress.
3. Educate Yourself Financially – Understand how compounding interest, market investments, and entrepreneurship work. Financial literacy is the bedrock of sustainable wealth.
2. Diversify Your Income – Wealth creation works best when income is no longer tied to a single source. Explore side hustles, investments, or small businesses.
4. Set Community Goals – Wealth creation becomes more fulfilling when shared. Organise neighbourhood investment clubs or collaborate to fund projects like libraries or parks.
If this interests you, feel free to contact us
The Role of Values-Based Living in Financial Growth
A balanced life incorporates more than just keeping track of income and expenses. Strong personal values—often rooted in religion or spirituality—play a critical role in fostering the right mindset for escaping debt and building wealth. Why? Because they provide a moral compass and a sense of responsibility toward yourself, your family, and your community.
Respect for Resources
Many religious traditions emphasise the importance of stewardship, which means recognising that the resources we possess should be managed wisely. By aligning finances with a values-based life, you treat money not as an end goal but as a tool for good. This approach shifts your mindset from consumerism to conscientious spending driven by purpose.
Practicing Gratitude and Generosity
When communities foster gratitude and generosity, it sparks incredible change. Cultivating wealth isn’t about hoarding—it’s about creating enough to share meaningfully. Contributions to religious institutions, charities, or struggling neighbours not only promote selflessness but also stimulate the cycle of abundance in a community.
Cultivating Discipline Through Faith
Religious teachings often provide guidelines that imbue life with discipline—like prohibitions against excessive debt or the value of living within one’s means. These teachings serve as guardrails in navigating life’s financial complexities and help individuals prioritise long-term goals over short-term temptations.
If this interests you, feel free to contact us
Following Sound Financial Advice – A Game Changer
When we talk about getting out of debt, it’s not enough to simply break even. The true goal is to move beyond survival and enter a space where financial resources grow and enable freedom. What does wealth truly mean? It’s not just about bank balances or net worth—wealth is the capacity to thrive, seize opportunities, and create a safety net for your family, neighbours, and future generations.
Benefits of Working with Financial Professionals
A trusted financial advisor provides:
- Personalized strategies tailored to your unique financial picture.
- Access to financial tools and products you may not have considered.
- Objective insights, helping you see blind spots or overlooked risks.
But sound advice shouldn’t come solely from experts. Communities can also play a significant role. Peer mentorship programs, local workshops, or even informal chat groups create spaces for non-experts to share what has worked for them. Combining professional advice with community wisdom creates a well-rounded decision-making framework.
Establishing a Self-Funding Financial Model
What makes Deon’s approach particularly revolutionary is his emphasis on self-funding financial independence. Simply put, this means methodically shifting your financial system toward one that sustains itself over time. You begin to replace debts and external reliance with self-generated resources, giving you full control.
What Is a Self-Funding Model?
In Deon’s model:
- Your investments eventually generate predictable income streams.
- Over time, your financial gains reduce the need for loan-dependent purchases (e.g., buying property without mortgages) or excessive insurance premiums.
- You direct funds from passive income into savings, enabling you to cover future costs outright instead of relying on credit or loans.
Ultimately, the system evolves into one where you’re no longer dependent on monthly income from a job or external credit, as everything from homeownership to education funding becomes achievable through the wealth you’ve created within your system.
Practical Steps Toward Self-Funding
- Build an Emergency Fund – This forms your safety net, eliminating the need for credit when financial surprises occur. Start small, but make it a foundational layer.
- Gradually Reduce Non-Essential Costs – Every rand or dollar saved from lifestyle cuts should flow straight into investments or debt reduction.
- Reinvest Gains – Use dividends, interest, or passive profits to continuously reinvest in your system until a tipping point is reached where returns begin to outpace your expenses.
- Plan for Milestones – Invest with specific long-term goals in mind (e.g., home purchase, retirement, children’s education).
Deon offers tailored workshops and tools that allow this process to unfold at a pace suited to every individual’s circumstances. Whether you’re grappling with high-interest debt or exploring your first passive income opportunity, this system promotes consistent progress that keeps you engaged and motivated.